Archive for the 'Facts and Theories' Category

Trivia - What’s the highest inflation rate recorded in History?

Last week, I attended this ‘Fundamentals of Investing’ course where one of the topic is about inflation.  As I’ve wrote in my previous article “Why do we need to plan for retirement? Inflation: Silent Money Killer”, I’ve discussed the tremendous effect of inflation in our lives.
Here’s more disturbing fact that I’ve learned in the seminar. [...]

Recession is coming to the Philippines… NOT TRUE!!!

Last night, I was chatting with a friend. Between our usual conversations on investments, mutual funds, insurance coverage etc, she called my attention saying that she got this email saying exactly what I was preaching. As a financial adviser, I would always encourage her to buy more investments during times like this. Why, simply because [...]

Mutual Fund Question from an OFW

Yesternight, we received an email from someone who is also intrigued about mutual funds like we did when we first got to know about it. His/her name is Tani Rogers which later we found out is an OFW working in the Middle East. Good to know that we are getting audience from these group of [...]

More Questions on Mutual Fund

Mr. Jomel Buico wrote:

Are you still a broker?
Thus applying for mebership in mutual funding need to under go to a broker? Why?
Which company has a good aspect gerading invesment (devident) gain?
Can you elaborate all the term in mutual funding?

Problematic About Mutual Fund Access

Today, we’ll just tackle about the letter sent by Mr. Robert Sanchez with his query about Mutual Fund Access. Thanks for bringing this up coz it will surely help other readers about this hindrance in investing.
I must say that I was in the same shoe as Mr. Robert Sanchez about 2 years ago. Having read [...]

33 Amazing Laws You Need to Know

Before you read this post, I must WARN you. The VIDEO you’re about to see is highly contagious that if you can practice this in your daily activities, will tremendously CHANGE your life. This is really serious! If we could have the discipline to instill these laws, believe me, everything will never be the [...]

What is the rule of 72? How is it related to Financial Planning?

The rule of 72 dictates that to be able to compute the approximate number of years for your money to double, simply divide 72 by the interest rate.
72 / interest rate = approximate no. of years it will take for your money to double.
Let’s take the example of having a Savings Account in any commercial [...]

Don’t Put Your Retirement Fund in the Bank

For this post, I’d like to borrow Bo Sanchez’ Chapter 30 story of the ‘8 Secrets of the Truly Rich’ that differentiates the spender from a saver and from an investor. According to that chapter, there were three (3) salesmen, James, Jim and John. The three of them got a big sales and therefore each [...]

What is a Mutual Fund? Is it legal?

Due to insistent public demand and the growing awareness on Mutual Funds, we’d like to elaborate on this topic more. What really is Mutual Funds and why is it making such a big intrigue to a lot of us, having a higher interest rate than the usual bank deposit? Isn’t this one of those SCAMS [...]

Save P1,000 a month and have P1 million in 22 years

If right after graduation, wherein I got my first job I had the discipline to save at least P1,000 a month, I would have only needed 14 years more to have accumulated more than 1 million in savings.