Comments on: What is a Mutual Fund? Is it legal?

By: Joel

Joel — Sat, 29 May 2010 05:39:10 +0000

Greetings!!!

How about GSIS Mutual Fund? It accepts as low as P5,000 as initial investment. Is that mutual fund stable and safe?

Thank you and more power.

By: Mutual Fund Investment in the Philippines - A Personal Experience

Mutual Fund Investment in the Philippines - A Personal Experience — Thu, 05 Nov 2009 12:57:07 +0000

[...] been a while since I last posted anything about Mutual Fund investment. I actually think that everyone should start investing in it rather than putting your hard earned [...]

By: Garry DC

Garry DC — Thu, 05 Nov 2009 09:30:58 +0000

Hi Kay,

With mutual funds, it depends on the investor how many years you want your money in the fund. It’s not always 5 years. But based on history, in 5 years time, you would’ve realized your earnings. But then again, if you can only time your investment wherein you put your money when NAVPs are low and redeem when they are high, even in a months time, you may do so.

Dividends in mutual funds are not guaranteed same with stocks.

By: kay rolloque

kay rolloque — Sun, 01 Nov 2009 05:12:28 +0000

hi. does it have to be always 5 yrs for it to mature?
do i get my dividends if i redeem it less than 5 yrs? thank you.

By: kay rolloque

kay rolloque — Sun, 01 Nov 2009 05:12:28 +0000

hi. does it have to be always 5 yrs for it to mature?
do i get my dividends if i redeem it less than 5 yrs? thank you.

By: Finacial Guru

Finacial Guru — Thu, 22 Jan 2009 02:00:39 +0000

Hi May and Johnville. I’ll answer May’s question first. Where are you exactly are you May? I’d best recommend that if you can time your investment while you’re here in the Phils, that would be best so that we can further discuss it with you. But if you already done your assignments, you can easily assign any of your relatives to do it for you since there are forms that you need to sign up.

To Johnville, partly its a yes. But in history, if you’ll look at the trajectory it is always upwards. There may be fluctuations along the way but at the end, its always higher. My question is, are you only going to put in one time investment? Try to read my post about Cost Averaging and you’ll appreciate more on this subject. There are risk, yes. And you can also calculate them.

By: Johnville

Johnville — Thu, 15 Jan 2009 03:07:25 +0000

Hi,

This concept about mutual fund is just new to me. I am just wondering how cound one earn if he invests in mutual fund. As for my understanding, one can earn depending on the value per share. Am i correct? If this is the case, does TIME have a factor in this investment? For example, I invested 10000PHP at year 0 with NAVPS=10. At year 5, NAVPS=20. At year 10, NAVPS go down to 15. And at year 15, NAVPS=20 again. Does this mean that my earning at year 5 will be the same at year 15?

Hope you can shed light on my confusion with regards to this.

By: May

May — Thu, 08 Jan 2009 08:21:01 +0000

I’d like to invest in mutual funds, but am currently abroad. Please give me more information and some more tips on which fund to invest to, and please advice how i can proceed with the investment as I am abroad. thanks

By: allan

allan — Wed, 07 Jan 2009 06:01:25 +0000

Sir,

Could you explain to me further about mutual funds. How flexible is it? (in terms of withdrawal or selling of shares after maturity).

By: Joey

Joey — Wed, 17 Dec 2008 00:03:17 +0000

Sir,

I am interested about mutual funds. Can you email me about the more details about mutual funds and how to invest. I am residing at Bacolod City.