Archive for the 'Saving Money' Category

How Much Should You Spend for the Holidays

Ever wondered if there’s any guideline on how much should you be spending for Holidays like Christmas and New Year? If you have, at least I know I’m not alone. Good thing that I found an interesting article on Kerygma Magazine that tackles on this issue.

How to Make ‘Savings’ a Habit?

The good thing about Saving is, it is indirectly related to how big a person is earning to do it. Meaning, you don’t have to earn a certain amount of money to Save. Small earner, big earner, medium earner, we’re all on the same category. Just like the saying goes, “It’s not how much you [...]

Wardrobe Buying Guide for the Practical

This is another article I got from Kerygma November Issue. It’s so timely that I can’t help the urge to share it to everyone else. Here it goes.
With the economic condition being what it is, what is worth spending for or buying on the cheap side? Here’s the guide to buying various wardrobe items:

The Truth About 13th Month Pay and other Bonuses

It’s already the last week of October and November is just a few days away. And what comes after November? Christmas, of course (that’s December). And what’s about Christmas that almost every working person likes? You guessed it right, 13th month pay and other bonuses.
Back when I was a child, I really loved it when [...]

Are You Spending Too Much?

Are you spending way over your head? How would you know if you are?
Here are four key indicators to help you find out. If one or more apply to you, reevaluate how you spend and work on improving your situation:

Save on Load, use GCash convert to Load

Let me share you what I just tried tonight that saved me around P80 on regular load. Since I’m using a prepaid cellphone, its a usual routine for me to run to any autoloading station whenever I run out of prepaid load. But this time, it’s different. I tried Globe’s convert Gcash to Load.
I’ve been [...]

How Rich / Wealthy Are You?

I once read an article saying that how much money one must have to be considered Rich? It made me think for a while. Considering that when you talk to someone and ask them, are you rich? One answer is always present. I’m not. But in reality, everyone wishes to be rich, including me of [...]

When is the Right Time to Save?

Knowing the importance of Saving and Planning, the next question would be, when is the right time to save? The best answer would be NOW!
Spending is a habit, so is Saving. If we could only have the discipline to save while the sun is up, then I’m sure that we’ll have more than enough when [...]