Archive for the 'Mutual funds' Category

Basis on Choosing Where to Invest Your Hard Earned Money

Assuming that we already have all the knowledge and learning we need prior to making that one big leap of finally investing, now comes one of the tougher questions to answer. Where should I invest my money? It’s as common as choosing what bank would you put your money into. There will be factors like […]

Investing Wisdom of the World’s Wealthiest

Finally, the US Election has ended. Barrack Obama was declared the winner and US can now focus on the financial crisis that it’s currently facing.
It’s been running for quite some time that the usual news on tv, radio and newspaper is about the Financial Crisis. Its the same reason why a lot of people out […]

Minimize Risk in Investments, Use Cost Averaging

I was talking to a colleague last week telling me that he just lost in mutual funds by P15,000.00. Surprised with what I heard, I began to ask some questions related to his portfolio. From the question and answer portion we had, I got the following.  He said that he invested in mutual funds in […]

Mutual Fund Question from an OFW

Yesternight, we received an email from someone who is also intrigued about mutual funds like we did when we first got to know about it. His/her name is Tani Rogers which later we found out is an OFW working in the Middle East. Good to know that we are getting audience from these group of […]

More Questions on Mutual Fund

Mr. Jomel Buico wrote:

Are you still a broker?
Thus applying for mebership in mutual funding need to under go to a broker? Why?
Which company has a good aspect gerading invesment (devident) gain?
Can you elaborate all the term in mutual funding?

Problematic About Mutual Fund Access

Today, we’ll just tackle about the letter sent by Mr. Robert Sanchez with his query about Mutual Fund Access. Thanks for bringing this up coz it will surely help other readers about this hindrance in investing.
I must say that I was in the same shoe as Mr. Robert Sanchez about 2 years ago. Having read […]

Mutual Fund Performance in the Phils 2008 2nd Quarter

If there’s such a time which is best time to invest in mutual fund, I’d say this is one of the best time to really get into mutual funds. You must be sayin’ “Are you nuts? With the worldwide depression and all time high cost of oil products, mutual funds and stocks must be way […]

Cost of College Education in the Philippines

I’ve been trying to write something about Educational Plan or something like Importance of Educational Plan way back I started this blog. But somehow, I couldn’t get to start coz I’m missing some important data that would make this article worth reading. And that important data are current rates / tuition fees in the […]

What is the rule of 72? How is it related to Financial Planning?

The rule of 72 dictates that to be able to compute the approximate number of years for your money to double, simply divide 72 by the interest rate.
72 / interest rate = approximate no. of years it will take for your money to double.
Let’s take the example of having a Savings Account in any commercial […]

Don’t Put Your Retirement Fund in the Bank

For this post, I’d like to borrow Bo Sanchez’ Chapter 30 story of the ‘8 Secrets of the Truly Rich’ that differentiates the spender from a saver and from an investor. According to that chapter, there were three (3) salesmen, James, Jim and John. The three of them got a big sales and therefore each […]

What is a Mutual Fund? Is it legal?

Due to insistent public demand and the growing awareness on Mutual Funds, we’d like to elaborate on this topic more. What really is Mutual Funds and why is it making such a big intrigue to a lot of us, having a higher interest rate than the usual bank deposit? Isn’t this one of those SCAMS […]

Save P1,000 a month and have P1 million in 22 years

If right after graduation, wherein I got my first job I had the discipline to save at least P1,000 a month, I would have only needed 14 years more to have accumulated more than 1 million in savings.