Archive for November, 2008

Types of Life Insurance Policies in the Philippines

have planned to write about this a long time ago, but procrastination always gets in the way, so my apologies for delaying this post. This should have been one of my earlier posts as it gives the necessary knowledge about the life insurance.
I’m sure once a person realizes the importance of financial planning, you cannot […]

Is Your Insurance Coverage Enough?

In my line of work, I often hear phrases like “I already got insurance!“, “My insurance is already matured so I’m already thru with that“.
It’s just sad to know when I ask them, is your insurance coverage enough? Most of them would answer, ‘I don’t know’.  Others would say ‘yes I think so’. And still […]

Recession is coming to the Philippines… NOT TRUE!!!

Last night, I was chatting with a friend. Between our usual conversations on investments, mutual funds, insurance coverage etc, she called my attention saying that she got this email saying exactly what I was preaching. As a financial adviser, I would always encourage her to buy more investments during times like this. Why, simply because […]

Basis on Choosing Where to Invest Your Hard Earned Money

Assuming that we already have all the knowledge and learning we need prior to making that one big leap of finally investing, now comes one of the tougher questions to answer. Where should I invest my money? It’s as common as choosing what bank would you put your money into. There will be factors like […]

Investing Wisdom of the World’s Wealthiest

Finally, the US Election has ended. Barrack Obama was declared the winner and US can now focus on the financial crisis that it’s currently facing.
It’s been running for quite some time that the usual news on tv, radio and newspaper is about the Financial Crisis. Its the same reason why a lot of people out […]

Minimize Risk in Investments, Use Cost Averaging

I was talking to a colleague last week telling me that he just lost in mutual funds by P15,000.00. Surprised with what I heard, I began to ask some questions related to his portfolio. From the question and answer portion we had, I got the following.  He said that he invested in mutual funds in […]